Want To Buy A Home In Jamaica? Get Pre-Approved!


Obtaining property in Jamaica is undoubtedly a top priority for many people.

The process can seem quite daunting at first, and indeed many people need a significant amount of time to bring their dream of owning a home to fruition.


Getting Pre-Approval

A pre-approval letter is simply a document from a lender stating that the lender is willing to lend to you a certain amount of money.

This is a crucial first step because if you’re using a realtor to help you find an ideal property, they will almost certainly ask for a pre-approval letter.

A pre-approval letter signifies to real estate agents and vendors that you are serious and meet the requirements to secure a mortgage.

Complete the form below to have a licensed realtor contact you: (Or Call +1 876 447-9015)

Documents required for pre-approval typically include:

  • copies of driver’s licence and birth certificate or passport
  • tax registration number
  • income verification letter
  • proof of address
  • last three payslips
  • completion of credit report forms

Once the required pre-approval documents have been submitted, the chosen mortgage institution will carry out an assessment and issue the pre-approval letter, provided you are deemed eligible.

Persons living overseas are also typically required to provide a credit report which includes their credit score.

Pre-approval letters, once granted are usually valid for a period of up to three months.

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